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	<title>8000 Credit dot Org &#187; Small Business Grants</title>
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		<title>Boosting Confidence of a Customer</title>
		<link>http://www.8000credit.org/657/boosting-confidence-customer/</link>
		<comments>http://www.8000credit.org/657/boosting-confidence-customer/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 08:17:20 +0000</pubDate>
		<dc:creator>Teena</dc:creator>
				<category><![CDATA[Saving & Investing]]></category>
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		<category><![CDATA[Small Business Grants]]></category>
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		<category><![CDATA[Small Business Tips for 2009]]></category>

		<guid isPermaLink="false">http://www.8000credit.org/?p=657</guid>
		<description><![CDATA[There are several business ventures that aren&#8217;t large and rely on the Internet for their business proceedings. For these companies customer data protection is considered to be a must. However a bare truth reveals that the finest security services as well as privacy policies equate to nothingness if a particular business venture fails to win [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;"><img class="alignleft" src="http://www.2asuccessdreamblog.com/wp-content/uploads/2008/12/small-business-tips-2asuccessdream.jpg" alt="" width="247" height="151" />There are several business ventures that aren&#8217;t large and rely on the Internet for their business proceedings. For these companies customer data protection is considered to be a must. However a bare truth reveals that the finest security services as well as privacy policies equate to nothingness if a particular business venture fails to win over the customer&#8217;s trust and faith. Thefts of identities as well as several fraudulent activities that have plagued the cyberspace have left several customers paranoid. They are especially concerned about online shopping on websites that aren&#8217;t hugely reputed. In this post many industry professionals clarify as how you should present your business albeit small.</p>
<p><strong>Assuring the visitors the verifications of the third party</strong></p>
<p style="text-align: justify;">The first obstacle that small businesses need to get rid of is obscurity and this has to be taken care of in order to attract and provide customers with confidence. Most of the newer customers aren&#8217;t aware of any prior knowledge about a particular small business and this is where the trust levels come in question according to Fran Maier the CEO of TRUSTe.</p>
<p style="text-align: justify;"><span id="more-657"></span></p>
<p style="text-align: justify;">Speaking from a general point of view there are several marks of trust that can be associated with graphics. These marks actually provide the label of confirmation over the security of a site and also about private practices. These little verifications shouldn&#8217;t be taken lightly since they have a big role to play as per the reassuring of a customer is concerned. They assure a customer about the proper legitimacy of a particular business venture as per as Maier.</p>
<p style="text-align: justify;">As per Maier the customers are usually looking for some sort of confidence so that they aren&#8217;t cheated in anyway. The customers definitely wouldn&#8217;t want to be victims of some data fraud.</p>
<p style="text-align: justify;">As per as the privacy policy of TRUSTe is concerned, they do assist smaller business ventures have a privacy policy so as to perfectly protect the info of each customer. Every participating business is audited every year so as to absolutely guarantee the compliance of the policy. These companies then have the right to showcase the private seal of TRUSTe. The services charges are 49 $ every month.</p>
<p style="text-align: justify;">As per Maier there is an average increment of 7 to 12 percent in the average sales after the enrollment is complete. Every business doesn&#8217;t pass the audit and it is estimated that five are eliminated. Any one who thinks that a particular business has<br />
breached this particular privacy policy can then request an investigation from TRUSTe and clear out the problem.</p>
<p style="text-align: justify;">The mark of the TRUSTe means that a particular company cannot share the information and in case something goes haywire then that person has the right to complain.</p>
<p style="text-align: justify;">It has been observed that online shoppers have a fear of something going wrong. This psychology is quite widespread as per a few surveys and studies. Javelin Strategy &amp; Research conducted a study and found out that there has been a total of 22 percent increase in the theft of identities from 2007 to 2008. Another study conducted in March showed that 21 billion dollars were missed by online retailers all thanks to the fear shoppers had about online purchases. A survey by Sherpa Marketing showed that a total of 60 percent online shopping carts are discarded post completion of a purchase since worries of identity theft plague people.</p>
<p><strong>Producing an appealing yet innovative visual idea in less than a second</strong></p>
<p style="text-align: justify;">Lea Alcantara is the owner of LeaLea Design and according to him says trust marks assist partially since they in actuality are an immediate cue visually. This is indeed an important quality that is given as to how quickly most of the visitors can scan the pages of the web. However right before the visitors notice a mark of trust they have to make a quick judgment about a particular site&#8217;s complete design as well as the appearance within a few milliseconds. As per a survey in the year 2006 a particular study was published in the journal in the Behavior and Information Technology.</p>
<p style="text-align: justify;">In order to appear as a legalized entity and also become trustworthy Alcantara says that a particular site is in need of creating a first impression that is both professional as well as original.</p>
<p style="text-align: justify;">As per the professional means are concerned the particular design meets all certain standards in the typography as well as the layout and the style. In case the visitors see a website that doesn&#8217;t have any skimps on the standards, it is but a short leap so as to assume the necessary business might just skimp on other things like customer privacy to cast an example.</p>
<p style="text-align: justify;">As per Lea one can have the most legalized business and also the most secure business there is however opinions might change in case the site isn&#8217;t properly designed and people just might question the company&#8217;s security.</p>
<p style="text-align: justify;">Originality is also given a particular importance and this becomes a problem for businessmen who have designs that are seriously resemble that of their competitors. These few risks can be confused with phishing scams and can drive a potential customer away.</p>
<p style="text-align: justify;">There is a huge stock of inexpensive photography available and this becomes a problem later on. There is an overuse of several popular photographs and their existence on uncommon sites might just pose a problem and question the authenticity of the site. There are several free website designing sites available for the ones who cannot afford to hire designers. Assistance from such sites must be searched as well.</p>
<p><strong>Communicating with the visitors properly with spell checks!</strong></p>
<p style="text-align: justify;">Content is given the most important in the world of web&#8217;s most well known and also s one of the most long-standing edicts. However according to some unfortunate things the most basic kind of the content is ignored and we are talking about the copy. As per her opinion there is a particular tendency in such businesses to use a lot of jargon, but there are several real people who don&#8217;t like jargon. They prefer a conversational approach that has empathy and is in no way devoid of liveliness.</p>
<p style="text-align: justify;">A nicely written copy has the ability to create an innovative as well as an original voice for the entire business venture that the specific audience would appreciate.</p>
<p style="text-align: justify;">Perhaps one of the most basic benefits that one can derive from professional copy is its appropriate usage as both grammar and spelling signify phishing scams. Detailed writings are signs of a good business venture that is devoid of suspicion. The complete experience of a user determines his or her trust on a site and all these things matter to the visitor right before he or she makes a purchase and types the necessary details.</p>
<p style="text-align: justify;">
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		<title>Attention Small Business Owners!!</title>
		<link>http://www.8000credit.org/520/attention-small-business-owners/</link>
		<comments>http://www.8000credit.org/520/attention-small-business-owners/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 11:04:19 +0000</pubDate>
		<dc:creator>Teena</dc:creator>
				<category><![CDATA[Saving & Investing]]></category>
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		<category><![CDATA[Small Business Administration]]></category>
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		<guid isPermaLink="false">http://www.8000credit.org/?p=520</guid>
		<description><![CDATA[Google has spread its wide range of free services last week. This time it is typically directed  at local businesses that lack  practical knowledge in the arena of internet marketing.
The service is called DASHBOARD and helps the business owners with limited  basic knowledge  in knowing the needs of the customers. Google gives you an improvement [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" src="http://www.pronetadvertising.com/articles/images/googleanalyticsdashboard.png" alt="" width="256" height="183" />Google has spread its wide range of free services last week. This time it is typically directed  at local businesses that lack  practical knowledge in the arena of internet marketing.</p>
<p>The service is called DASHBOARD and helps the business owners with limited  basic knowledge  in knowing the needs of the customers. Google gives you an improvement plan in its map and search data by providing information right from the post-code of your customers till the words used by them to search your services. This is very useful in regulating proper customer needs offered, finalize the area for your second-store, etc. This service is technically aimed at small businesses that are concentrated on a specific area.</p>
<p><span id="more-520"></span><br />
Any kind of small companies can sign up for Google&#8217;s LOCAL BUSINESS CENTER . Let it be a small restaurant or motor services,Google will  probably use the information provided by business owners .For instance, A beauty salon can update the latest fashion wears and the services offered through variety of photographs,videos,slide shows,etc and attract customers. For small web-based businesses, there &#8217;s no guarantee for a genuine website. This service by Google can be fast,efficient,productive and simple for luring your target-audience.<br />
Apart from Google, you also have other options:</p>
<p>WORDTRACKER-  helps discover the most commonly used keywords and phrases to drive people to their website through online browsing. Business owners need to shed a few dollars to use this service.<br />
WEBTRENDS &#8211; is the senior-most of all the above. This provider aims at businesses that look  for larger variety of data. This service-provider can be immensely useful for companies that already have a website. This service helps you to allure all references to the product you offer from most search engines,advertising columns and navigational pages.</p>
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		<title>Help for Small Business</title>
		<link>http://www.8000credit.org/407/help-small-business-sba/</link>
		<comments>http://www.8000credit.org/407/help-small-business-sba/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 21:46:48 +0000</pubDate>
		<dc:creator>Teena</dc:creator>
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		<guid isPermaLink="false">http://www.8000credit.org/?p=407</guid>
		<description><![CDATA[Small businesses that are experiencing credit crisis can now breathe easy as in a hearing the House Small Business Committee decided on expanding capital access to such companies.
The Small Business Administration was making slow-paced reforms even though the stimulus bill signed by President Obama had provisions to open up the constricted credit market for small [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft" src="http://www.farmingdale.edu/campuspages/CAMPUSAFFILIATES/SBDC/approvedcolorSBA.jpg" alt="" width="231" height="117" />Small businesses that are experiencing credit crisis can now breathe easy as in a hearing the House Small Business Committee decided on expanding capital access to such companies.</p>
<p>The Small Business Administration was making slow-paced reforms even though the stimulus bill signed by President Obama had provisions to open up the constricted credit market for small businesses as SBA&#8217;s main loan guarantee plans have seen a huge fall due to the ongoing recession.</p>
<p><span id="more-407"></span>D-N.Y. committee chair Nydia Velazquez said that the SBA was able to fill in the gaps in the private capital markets during recessions in the past. However, its efforts seem futile this year. The SBA is doing less this time to help support the capital markets as the loans issued by the SBA have declined. This is due to the lack in funding for the past 8 years, management that is not capable of managing the SBA and bad policy decisions.</p>
<p>Nydia remarked that the SBA is inefficient as it hasn’t been able to deliver on more than half of the provisions made available by the &#8220;American Recovery and Reinvestment Act&#8221; that was passed by the Congress. However, she opines that as more of such initiatives are introduced, entrepreneurs would be able to see noticeable improvements.</p>
<p>The hearing committee listened to multiple representatives across the industries.</p>
<p>President and CEO, of MaxCyte Douglas Doerfler testified in front of the committee as to how his company and the industry have been performing. He added that almost 16% of 300 odd public biotechnology companies in the U.S. which were doing well in the Q1 08 have ended Q4 08 year end in restructuring, bankruptcy or frozen operations and almost 7% ending up as part of acquisitions.</p>
<p>National Association of Small Business Investment Companies, Chair Holly Huels, remarked on the Debenture program by SBIC by saying that she is finding it difficult to get funding from SBA despite paying back an excess on the cost on loans of $340 million. In a voting 100% of her groups&#8217; members felt, they experienced a credit crunch on funding from the banks.</p>
<p>National Association of Development Companies, chair Jean Wojtowicz sounded off concerns about increasing price of the 504 Loan plan issues by the SBA. She further added that her company in a recent revelation realized that the budget for the fiscal year 2010 would raise the cost of approach to the SBA&#8217;s 504 program for smaller enterprises by 38.9 basis points each year. She further added that there would be an increase in the borrower fee during the 2011 fiscal year and persuaded the congress to make efforts to reduce the program costs for SBA&#8217;s 504 plan.</p>
<p>She said that such an increase in the cost would hit the potential borrowers at a time when there is an incumbent need in the economy for companies to create jobs, grow and help the economy to recover. She added that such a plan could interfere with the objectives of the stimulus bill. She was also concerned about the restrictions laid out by the SBA as it restricts the 504 borrowers by not allowing them to use their personal home equity to expand their foothold in the 504 plan.</p>
<p>She further added that the current limit of $1.5 million on the 504 debenture be increased and allow the borrowers to utilize both the 7(a) and 504 loan bars in a single undertaking and deregulate the restrictions laid out on the participation of high net worth business in the 504 plan.</p>
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