Being the kind of person i am , i always wonder if i would retire at all. Leaving apart the passion for work and passion for money, i think its absolutely impossible to be just spending time with my grandchildren( if i do have ) and husband( again if i do get one luckily) in my old age.

I am sure there will be some out there who would be planning not to retire. So do we all need to save for retirement? Of course we do. Whether we are planning to retire or not. Saving for retirement is a must. Want to know why ? Read On !!!

* Now that i am young and bubbling with all energy i do not want to think of retiring. After 30 years the situation might not be the same. Especially with new kind of diseases being discovered everyday, i don’t know if i would be healthy enough to work even if i plan to.

* Even though i might want to work, my organization might not want me because i am old. Other similar situations might force me to retire.

* I might want to take a month or even a year off from my work to explore things that i have always wanted to. Like serving people by joining an NGO or go on an archaeological volunteering project.

In the worry of saving for the future, we must also not sacrifice to enjoy today. There should be a balance in spending and saving only then the flavour of life would be worth savoring.