Somehow frugality has always been linked with giving up pleasures of  life. According to me it is a very wrong notion. You could enjoy all the small and big pleasures of life while still saving money.

Here is a list of things you could do to reduce your spending:

Sell the Items you don’t Use Anymore:

Find out the items that you have not been using for a long time and sell them. It might be your old books, CDs or even a home appliance. Sell them, create some more space at your home and enjoy the free space and money that comes out of selling.

Save on Energy:

Replace light bulbls by CFLs and LEDs .

Unplug aplliances when they are not working.

Switch off lights and fans when you leave the room.

Seal the air leaks in your home.

Do a regular maintenance check on all appliances.

Save on Cell Phone:

Unless you have a valid reason to use cell phone heavily, replace your plan to pay as you go. Try using Skype whenever possible and reduce the frequency of using your cell phone.

Buy the Regular Stuff in Bulk:

Be it oil, soaps or even your body spray, if you are something regularly, buy it in bulk for it comes cheap.

Make use of a Library:

The next time you want to watch a  movies or read a book, think of signing up for a library membership.

There isn’t anyone who would go away from the word ‘Rich’. However not everyone is able to embrace richness, this is because the rich are disciplined about money and follow some rules to make that money stay and multiply.

Here are 4 Tips you could practice to become rich:

Love the process more than the result:

If you keep on thinking abot becoming rich without enjoying the efforts taken, it could be a difficult journey ahead. Hence although the amount you save each month might be less, be happy that you are doing your job.

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Hi Everyone! We have come across various tips to save money, to build wealth and start investing. Yet some of us remain hesitant towards taking our first steps. I not going to give up. I will do my job to keep you all as much motivated as possible. Today i am gonna give you all 4 simple lessons about money.

Lesson 1

Never spend more than you earn. It is simple mathematics. Spend as much less as possible than you earn, the more the gap is the more beneficial it is for you.

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Almost everyone of us would have played monopoly at some point of time or the other. The prospect of buying more properties and having a huge amount saved up in bank should have been delightful. Equally disappointing should have been getting into debt or ending up in a prison.

Monopoly is not merely a game of entertainment. Apart from increasing your general mathematics knowledge it also has few valuable lessons to teach. Lets have a look at them.

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I read a lot of a financial blogs and recently I read a very interesting story which has a very important financial lesson for all of us. The true story is about a financial blogger who happened to share a bus ride with few folks and soon they got talking.

When the other passengers came to know that one of them is a personal finance blogger, they all tried to gain some advice and in return told him their personal financial perdicament.

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