I have seen many people confusing frugality with being cheap or stingy. For all such people i define frugality as an efficient way to save your hard earned money and save as much as possible.Frugality is also buying value for hard earned money.
Frugality is not just cutting the cost wherever possible. Sometimes it is also about paying more. Confused? Let me explain. All of us are familiar with the popularity that the bargain outlets are gaining. But how many of us can honestly say that these products are of premium quality?

