I am sure most of my readers must be regular in their updates with multiple personal finance blogs. But how many of you have truly started implementing these strategies that you read? I am sure many of you are still in the contemplating phase as to how to begin, where to begin and when to begin?

Let me answer the questions in the reverse order. The time to begin is ow, because you have already invested a lot of time in the ‘knowing how’ phase, its high time you invest your money not just time and energy.

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All of us aim to be financially successful in life. We work hard, we strive to amass great wealth, but few of us realize that this hard earned wealth needs to be protected from enemies. These enemies are our shortcomings, our habits, our lack of insight and our temptations. These enemies are within us-

WANT OF DISCIPLINE—

With discipline comes wealth. One should always try to live within their means. We are bound to be lured by every new product we see in the market, but before we go for it let us stop and ask ourselves do we really need it? If we spend more than our earnings we can never become rich. So always know where you spend, keep track of your expenses and avoid compulsive buying.

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