So you think its absolutely unnecessary to track the money that you spend since you know where every penny goes. Well your argument sounds pretty reasonable, but why don’t you try putting evrything in record, for a month? Just for one month.
You will be able to clearly see how much you would be able to save on items that you really don’t need. This money multiplied into 60 can give you how much interest you can earn over the period of five years.
