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04 November 2009
On day 5 of our attempt to fix our finances in a week, we are going to concentrate on retirement savings. Yes retirement savings is an essential part of financial planning. There are many tools available online like a retirement savings calculator. Make use of such tools and start saving from today. Even if you are [...]
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03 November 2009
Hi everyone!!! I hope that all of you must have done your 3 day ritual regularly and i am sure you are sensing some improvement already from within. Today , the fourth day we are going to concentrate on Credit Cards Analyze the payments you are making for all your credit cards every month. Ask yourself [...]
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02 November 2009
Winter is here and the heating bills would keep getting higher and higher as the snow keeps falling hard. Here are few tips to keep your energy bill from mounting. Keep a Check on your Insulation Seal all the Air Leaks In unused rooms, seal the ventilation Spend on Thick Socks Be close to one another sharing the blanket and [...]
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02 November 2009
Auctions are always a chance to get certain items of our taste at a cheaper rate. Yard sales and Auctions have earned our favor for a long time. When these auctions happen online it is even more exciting as it saves the troubling of traveling to the site of auction. Rackup.com is a site that offers [...]
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02 November 2009
Here is the second part on saving on groceries. 1) Choose the right shop. For instance, in the place I live certain items are cheaper in certain shops, hence i try to find shops for each purpose. However make sure you don’t travel around much hopping from shop to shop and waste money on commuting. 2) Make [...]
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02 November 2009
Hope everyone had a wonderful weekend like me. Coming back to work, lets begin our third day ritual on fixing the finance. On the third day, we are going to look into the number of bank accounts we have and how to set up the necessary number of bank accounts. Take time to analyze if the [...]
Posted in Economy, Home, Saving & Investing0 Comments
30 October 2009
At Christmas time, one always ends up overshooting their budget. A great way to save some money is to make some of the gifts at home. Not only are they cheaper, but also they add a personal touch. Contrary to what you might think, they are not difficult to make and [...]
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30 October 2009
Managing your finances can be tricky, specially purchasing insurance policies. You are never quite sure how much money should you spend on them, does a lucrative looking policy have many hidden clauses, is it sensible to spend more for the extra cover that is being offered? The questions are endless. So many people turn to [...]
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30 October 2009
As the month is nearing its end i would like to give the readers the last frugal recipe of october. I thought i might as well make it a cheesy yummy one. So here is how you prepare a Cheesy Pasta Pie. Combine 3 cups of prepared pasta, 2 teaspoon butter and quarter cup Parmesan cheese. Spread [...]
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30 October 2009
So did you calculate your net worth yesterday? If not start your 7 day ritual from today. Its never too late. On the second day we are going to concentrate on the debt. Today take time to analyze and categorize your debt. Determine which of your debt needs more attention and which can wait. Categorize them accordingly [...]
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